Bank Safety Ratings

Bank safety ratings should be considered when you are determining where to put your money.  With the uncertainty in the economy, the market scares my pants off.  I haven’t invested in the market for years.  The good news is, I didn’t lose much in the crash the past

Business Credit Cards – What About Them?

Business credit cards are something you may not want to have.  I have students asking about establishing business credit and should they get a business credit card to help.   It’s a myth. As a small business, real estate investor, or general entrepreneur you don’t have a

Guardian Divorce

Guardian Divorce- Help for Someone Who Needs It A guardian divorce may be necessary when someone needs help and cannot help them self.  A dear friend called me last week with a tragic story. It seems her daughter who lives on the other side of the country

An Off Year for Thanksgiving

By Kristy Phillips This is the Phillips family “off year” for Thanksgiving; our family is going to be spread across the country at the in-laws. Our oldest son is spending the day with us. I love Thanksgiving because I have so much to be grateful for. My